Retirement is getting more expensive every year... what's your backup plan?

Build income-generating assets now so you can retire on your terms
Your retirement needs an income plan
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Expatriate couple staying active during their retirement years back in their home country
The problem of rising prices
Many people think retirement is about saving a big amount of money but life keeps getting more expensive every year. Groceries, gas, vacations, cars, rent, and healthcare bills continue to rise. Even if prices only go up a little each year, over a period they can double. And once you retire, your income usually drops or stops completely. That means you could spend your retirement worrying about money, not enjoying life. For Canadian expats, this risk is even bigger because many spend years earning well abroad, but they don’t build assets back home that can support them later.
Real retirement security comes from income, not savings
If you don’t have income coming in, your savings can run out faster than you think. That’s why owning real estate in Canada is such a powerful backup plan. A Toronto property can grow in value over time, build equity, and generate rental income that helps cover your future living costs. When the cost of bread and gas goes up, the rent you collect from your tenants usually goes up too. Even if you’re working abroad today, buying a property now means you’re building something that can support you when you’re no longer working. Because when the paycheques stop, the real question becomes: what will pay your bills for the rest of your life?
Curious what other Canadian expats are asking about?
Inflation keeps rising
Food, housing, and life expenses increase every year — even after you stop working.
Savings can run out
A lump sum gets smaller over time, especially when prices keep going up.
Rental income never quits
Rental income is like a paycheck that never stops. It protects you even after you finish your expat career.
"We purchased a condo within a 7 minute walk to the world-class University of Toronto. Our daughter will move to Toronto in 2 years for university and have a great place to herself to call home. My wife and I are proud to have taken this decision for our family's future thanks to Team Ivey."
Imad
Canadian expat, Qatar
Owner of a luxury suite at The College Condominiums
"I feel like I finally have something tangible to showcase the success of my expat lifestyle I have experienced in the last 12 years of living abroad to my family and friends, and more importantly to myself."
Nico S
Canadian expat, UAE
Owner of a luxury suite at the Maple Leaf Square
"Moving back to Canada is definitely in the books but getting in on a great condo this year at today's price was the best decision I made. I win from knowing that I have a home base if ever needed and I win from equity growth."
Reza H
Canadian expat, UAE
Owner of a luxury suite at Harbour Plaza Residences
"I was introduced to Ivey Investments at a real estate seminar I attended while visiting Abu Dhabi for business. I was seeking investment opportunities to move some funds back to Canada. I am genuinely impressed and pleased with how the team handles everything, from significant aspects like property selections to the finest details, like setting up utility accounts post-closing, It's been 4 years since the property was purchased and it continues to be rented out to great tenants. I just recently closed on my 2nd property with this exceptional team."
Imran, H
Canadian expat, Qatar
Owner of a luxury suite at Yonge-Bloor Toronto
Meet your team
Helping Canadian expats create extraordinary success by building long-term wealth and security through owning prestigious Toronto real estate.
Established 2015
Ensuring your success through our unique end-to-end solution with in-house expertise and trusted strategic partners for a seamless, streamlined experience.
Market expertise | Real estate legal specialists | Mortgage brokers from top-tier Canadian banks | Non-resident Canadian tax accountants | Certified property inspectors | Full-service property management
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