***SUCCESS STORY***

Dear Team Ivey,

I wish someone had explained it to me this way earlier.

The largest expense as a percentage of total household expense is housing — rent or mortgage.

For years, I accepted it as “just how things are.” Prices go up. You deal with it. But then one day it hit me — housing is the only major expense you can actually control.

You can't buy your own car plant to lock in car prices.

You can't buy a farm to freeze your grocery bill.

You can't own an airline to fix your vacation costs.

But you can own your own home.

Once that idea hit, it was like a light bulb went off.

So I worked with you guys to find my place in Toronto. You made it easy— I thought it would be complicated, but it felt seamless from start to finish. You handled everything I was worried about: the financing, the paperwork, even the little details I hadn't thought of yet.

And now, sitting here in Doha, I own a beautiful Toronto property. It's my investment today, and it will be my home when I move back.

It's pretty wild that the banks are more than happy to finance 65% of the real estate value. Try getting that kind of leverage for stocks, crypto, or mutual funds, it reveals the truth of the fundamental rooted value of real estate.

That's when I realized — I wasn't just investing in property. I was taking control of my family's destiny.

Now, when I look at my wife and kids, there's this quiet sense of peace. I know I've done my part. Their housing is secure. Their future isn't floating on the waves of whatever the economy decides to do next.

Thank you again for helping make this happen. My family and I know we're secure — and I know I've done my part to set us up for the future.

Warm regards,
RS, Doha, Qatar



***OUR COMMENTS***

What stood out to us in RS's story is how clear his thinking became once he recognized what he could and couldn't control.

Most people drift through years reacting to rising costs — food, travel, education — without realizing that housing is the one domain where ownership lets you flip the script. Instead of being exposed to inflation, you benefit from it.

That's a powerful mental shift. And like most good decisions, it didn't come from trying to “time the market” or outsmart the system — it came from understanding a simple truth: the only way to secure your family's future housing cost is to own it now.

If you're reading this and you've been thinking about your own return to Canada, the time to evaluate isn't “someday.” It's now.

👉 Start the conversation with our team today.

We'll help you explore how to turn your expat years into the foundation of your next chapter — with clarity, data, and a process that actually works from anywhere in the world.

All the details, plus the investment required, how it works, and lead time for getting started are right here:
 

 

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***P.S. If you'd like to send us your own Success Story, Question, or Comment, here's how to do it:

1) Keep it short and real. Two paragraphs max.

2) Tell us what insights you've had about your expat story before you ask your question. (Yes, we love hearing “this was really great” — but the specifics matter more. That's what helps other expats see what's possible in their own situation.)

3) If you have a Success Story, write “Success Story” in the subject line of your email. Those are the ones we read first.

4) At the end of your note, drop your initials and where you're currently based (always fun to see where these are coming in from).

Send it to us by just hitting “reply” to this email.

Thanks,
Ivey Investments